Single Trip Travel Insurance

A single trip travel insurance plan can protect you and your family from unexpected expenses while on vacation.  Many plans can be tailored to your specific needs, but there are a few things you should consider.

Single trip travel insurance, as it implies, is travel insurance coverage for a specific trip and normally has a time limit on the coverage.  Then normal time frames are a week to 2 weeks, but some plans provide coverage for up to 30 days.  Single trip travel insurance can be used in most countries around the world.

This type of travel insurance provides coverage for lost or stolen items, delayed or cancelled flights, unexpected overnight hotel stays, and trip cancellation.  Optionally, you can add coverage for medical if necessary.

Medical insurance coverage

Most medical insurance plans will not provide coverage outside of your home country.  If you are traveling beyond your country’s borders, you will want to consider a travel insurance plan that will pay for basic medical expenses should you need it.

If you are traveling within your country, then an add-on medical plan will most likely not be necessary.  You should consult with your medical insurance provider to be sure.  Not having to pay for additional medical coverage will lower the premiums for your travel insurance plan.

Emergency assistance coverage

In the event of an emergency, travel insurance can provide coverage for things such as search and rescue, lost or stolen passports, lost or stolen cash/credit cards, etc.  Many countries will want guaranteed payment up front.  Without some type of travel insurance, it can be very costly to get the help you need in a timely manner.

Most travel insurance providers have a 24 hour emergency contact number to get help.  This can be invaluable when you have to wade through foreign regulations, especially if you do not speak the local language.

Tailor your insurance policy

Many single trip travel insurance provider will allow you to only pay for the insurance that you require for your specific trip.  This allows you to get the cheapest premium possible, while still providing coverage for the essential insurance you need.

Single trip travel insurance can provide expense protection for your dream vacation.  You don’t have to worry about how you will survive an emergency situation.  You will be protected from huge financial losses in the event of an emergency.

As with any insurance plan, get several quotes from different providers.  Get all of your questions answered before making a commitment to any insurance plan.  Always read the details and make sure that you fully understand the policy.